That's true, there are other reasons for doing it other than just overcoming the usb out limit, sometimes I will chop up a waveform just to get a gating effect across multiple instruments. But I guess when I'm doing it as part of the creative process instead of as a limitation workaround, it feels less cumbersome?
I'm not a particularly good producer -- if I were, I would have a clear goal in mind and be able (and have the patience) to do what you said, but since I do it only for enjoyment, anything practical or that requires organization is too likely to feel like work

.
Maybe one day I will intentionally start bouncing things down so that I reach for it as a second nature activity, to help remove that pain I have with it.
For the record though, I still think 3 stereo outs needs improvement on a synth costing as the TI2 does.