Not 100% on the USB audio as I don't use that but three stereo tracks is what I vaguely recall from another topic plus your analogue outs. Someone will jump in if that is incorrect.
I'm almost certain the RAM banks are a selection from ROM but either way you can quickly back up using Virus Control (they are probably there already).
Make sure you download all the free patch banks from the Access site and you'll have thousands to go at.
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